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At the Trump Casino in Gary, Indiana (near Chicago) the fortune bonus in Pai Gow Poker pays out the regular bonuses for a 3 of a kind or better, but also pays 1 to 1 for 3-pair. Statistically speaking, how will this increase your chances of winning on the bonus? What percentage of the time will a player have 3-pair in their hand?

MGM Grand House Way for Pai Gow Poker Introduction The following is the house way for the MGM Grand. It was taken from a document on the procedures of the game, dated 2002.

Fortune Pai-Gow Poker is identical to Pai-Gow Poker but with an additional bonus wager. It’s mandatory that the player have money on a normal Pai-Gow Poker bet if they wish to play the Fortune Bonus, they cannot play the bonus by itself. The player can bet any amount they want on the bonus; it doesn’t have to be the same amount as their original wager. The minimum a player can bet is $1, while the maximum can be either $50 or $100, depending on the house.
In order to win this bonus, the player must have a qualifying 5 card poker hand out of all 7 cards that were dealt. It doesn’t matter how the player sets their hand, if they qualify, they’ll still receive their winnings.
A list of the Fortune Bonus payouts will be posted either on the layout or on a sign. If you see “Royal Match” on the list, this is referring to a King and a Queen with the same suit located in the low hand.
No Fortune Bonus wagers are allowed on a Dragon Hand. If the player wants to tip the dealer on a fortune bonus bet, be aware that some casinos have a maximum payout for tipping.
If the player is banking then they’re allowed to make a fortune bonus bet and the other players are allowed to envy the Player-Bankers hand. But, as always, every casino is different so make sure you know your house rules. The house will always handle the Fortune Bonus payouts, not the Player Banker.
If the player makes a Fortune Bonus wager of $5 or more, then that player qualifies for an Envy Bonus. All Envy Bonus payouts are listed somewhere on the table. The dealer will place a button in front of the Fortune Bonus wager to show the camera’s that it qualifies for the Envy Bonus. If the player wins a bonus, make sure to spread the cards out far enough so that the cameras can see them clearly. The dealer will pay the player accordingly, and if the winnings are over $100, alert your floor. If the player doesn’t win a bonus, then their bet is taken but the dealer will make sure to leave the Envy button up. This way if another player has a qualifying hand then your envy bonus will still be recognized and paid. Only at the end of the hand will the dealer make sure to remove all Envy Bonus buttons that don’t apply anymore.
At some casinos, to make wagers do not qualify for the Envy Bonus. If there is a situation where more than one player has a qualifying hand, then all Envy Bonuses will be paid accordingly for each qualifying bet.
The player cannot envy the dealer’s hand or their own, regardless of whose banking. No matter how much the player wishes, begs, or pleads, the house will not pay the player for the dealer’s good hand. They are in the business of making money, not losing it.

Introduction

The following is the house way for the MGM Grand. It was taken from a document on the procedures of the game, dated 2002.

NO PAIR

Use the highest card in the high hand, then use the second and third highest as the low hand.

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ONE PAIR

Always use the pair as the high hand and use the highest ranking cards for the low hand.

TWO PAIRS

Pairs will be broken into three groups (when splitting, always play the lowest pair in the front hand).

2's thru 6's — Low Pair
7's thru 10's — Medium Pair
Jacks thru Aces — High Pair

Play the two pair as follows.

NEVER SPLIT ANY TWO LOW PAIRS (6 OR UNDER).
LOW PAIR — MEDIUM PAIR: Split unless holding an Ace, then play two pair in high hand.
LOW PAIR — HIGH PAIR: Split unless holding an Ace, then play two pair in high hand.
MEDIUM PAIR — MEDIUM PAIR: Split unless holding an Ace, then play two pair in high hand.
MEDIUM PAIR — HIGH PAIR: Always split.
HIGH PAIR — HIGH PAIR: Always split.
PAIR OF ACES AND ANY OTHER PAIR: Always split.

THREE PAIRS

Always play the highest pair for the low hand.

THREE-OF-A-KIND

Always keep, unless Aces, then play one of the Aces for the low hand.

(TWO) THREE-OF-A-KIND

Play Pair of the highest Three-of-a-Kind for the low hand.

ALL STRAIGHTS, FLUSHES, STRAIGHT FLUSHES AND ROYAL FLUSHES

WITH NO PAIR
When given a choice to play either a straight, flush, straight flush or royal flush, play the category which will allow the highest two cards to be played on the low hand.
WITH ONE PAIR
- Play pair in front hand if a straight, flush, straight flush or royal flush can be preserved in high hand.
- With Ace or Joker and pair of 10's, Jacks, Queens or Kings — play Ace or Joker in front hand and pair in high hand, unless a straight or flush can be maintained with an Ace in the low hand.
WITH TWO PAIR
Use two pair rule. (With two low pair, play straight or flush unless you can play two low pair in the high hand with at least an Ace in the low hand. )
WITH THREE PAIR
Use three pair rule.
WITH THREE-OF-A-KIND
Play pair in front hand.
WITH FULL HOUSE
Use full house rule. Example: (A Heart, Joker, J Heart, J Spade, J Club, K Heart, 2 Heart, play: Ace, Joker/J, J, J, K, 2)
- Three-of-a-Kind and pair: Always split and play pair in front hand. Exception: When the hand contains a pair of 2's, an Ace, King and Three-Of-A-Kind, you will play A, K as low hand and the pair of 2's and three-of-a-kind (full house) in the high hand.
- Three-of-a-Kind and two pair: Play highest of the pairs in front hand.
- Three-of-a-Kind and Three-of-a-Kind: Play highest of Three-Of-A-Kind as a pair in front hand.

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FOUR-OF-A-KIND

2's thru 6's: Never split, play in high hand.
7's thru 10's: Split unless an Ace can be played in the front hand, then keep four in high hand.
Face Cards and Aces: Always split.

FOUR-OF-A-KIND WITH A PAIR (OR THREE-OF-A-KIND)

Always play Four-of-a- Kind in the high hand. (The only exception will be four Aces which will always be split.)
Four Aces and a pair: split four Aces, except if you have a pair of Kings and four Aces in back.

FIVE ACES

Always split and play two Aces in front hand. The only exception will be if you also have a pair of Kings in front and five Aces in back.

IMPORTANT NOTES

The bank cannot set an automatic loser!
The 'A-2-3-4-5' is the second highest straight.
The Joker will be used as an Ace or may be used to fill a straight, flush, straight flush or a royal flush.
When the Joker is used to fill a Flush, the Joker will be used as the highest value card not already held in the hand.
Example: Ace, Joker, King, 7, 5 will be played as Ace, King (Joker='Queen') 7, 5 in the flush.

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Written by:Michael Shackleford

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